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FIRST TIME INVESTOR

Moving from Micro

Hi there, I am a low income mum of 3 trying to invest for our future. I am currently investing with automated payments fortnightly into micro investments. I’m just wondering at what point do I move over to bigger etfs etc? Would this be a case of selling my micro and using that to invest into bigger etfs? Or is there a way to somehow transfer micro to bigger etfs? Thank you :-)

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Chanel Hunter

21 September 2023

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Dave Gow - Strong Money Australia

Investor

Fri, 22nd September 2023

HI Chanel.

Awesome work getting started investing despite a tough situation!

Good question.

Generally it makes sense to move to normal investing into ETFs for example when you’re able to invest say $500-$1000 at a time. Now that might be once every few months or something like that if you aren’t able to save a lot, but that dollar amount would be where it starts to make sense.

Having said that, if you find it easier and more motivating to invest smaller amounts more frequently, then continuing your current approach might be the way to go. We’re likely to do better with the approach we find more motivating and enjoyable to follow.

Hope that helps.

Dave

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