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FINANCIAL INDEPENDENCE

What would you do differently if you could redo your finances?

I’m studying business at uni, and I'm curious to hear from people who have done it: what would you do differently if you could go back to being a teenage uni student? What kind of career would you go for? How would you handle your money? Would you pick a particular degree, or would you skip university altogether? Would you try to save for a property, or would you invest in the share market? For context, I'm wondering whether I should stick it out with my degree, or start working fulltime and invest the money.

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Mason King.

25 March 2025

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Dave Gow - Strong Money Australia

Investor

Wed, 2nd April 2025

Hey Mason, great question.

I never went to uni so I can’t answer that part. I would go straight into work again, and would invest mostly in shares. I’d consider property if a decent opportunity came up, but I probably wouldn’t buy a house to live in, just invest.

As for career, I might even do warehousing/forklift work again, it wasn’t too bad, and would just try and earn as much as possible doing that while keeping my expenses down and investing as much as possible. And again, by 30 that’d put me in a really good spot to then do whatever I wanted from then on.

I’d say continue if you can actually see yourself doing that style of work in the future. If not, it might not be worth it. Having a ‘backup’ degree that you already know you won’t use isn’t all that useful except it looks good on a resume. Also depends how close you are to finishing and how much money has been spent/invested. Tricky to balance those things so only you can figure that out.

All the best!

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